Retirement4 min read
Retirement Accounts Explained: 401(k), IRA and Roth
What these accounts actually are, the one question that separates pre-tax from Roth, why an employer match is not optional money, and where to check the current limits.
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Retirement planning is mostly arithmetic plus consistency. These guides explain the common account types, the difference between pre-tax and after-tax contributions, employer matches, and how withdrawal rules of thumb are meant to be used.
What these accounts actually are, the one question that separates pre-tax from Roth, why an employer match is not optional money, and where to check the current limits.
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